<svg xmlns="http://www.w3.org/2000/svg" viewBox="0 0 32 32">
  <circle cx="16" cy="16" r="14" fill="#C9A961"/>
  <text x="16" y="22" font-family="serif" font-size="18" text-anchor="middle" fill="#0A0A0A">M</text>
</svg>
